Should gender be a determinant factor for granting crowdfunded microloans?
نویسندگان
چکیده
Abstract Crowdfunded microloans are a suitable tool for financing basic economic activities in developing as well developed countries, favouring female empowerment. Despite the loans being relatively small, widespread use of this instrument merits analyzing factors affecting microloan. One these is gender because an important to finance projects promoted by women many countries where microfinance widely diffused. This research aims determine if crowdfunded micro-borrowers related main features which define conditions microloan: amount, term, number lenders, length time contact with borrowers and repayment system. The methodology used multinomial logit regression. sample study has been obtained applying sampling techniques extensive public database from Kiva. provided information on 56 around world. results based method recruitment period indicate that best borrowers. All variables, except significant at 5% level. These findings may be useful improve financial inclusion outreach, consistently Sustainable Development Goals. Future needed assess how “green pink” (with environmental strategies particularly favored women) can attract more ESG-compliant crowdfunding resources.
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ژورنال
عنوان ژورنال: Humanities & social sciences communications
سال: 2022
ISSN: ['2662-9992']
DOI: https://doi.org/10.1057/s41599-022-01475-z